About
Money tools should lower the temperature.
Spenddeck exists to help people understand their position without asking them to become accountants first.
The principle
Most finance software starts with rigid monthly categories. Spenddeck starts with the questions people actually ask: what do I have, what is already spoken for, and what can I safely do next?
Designed for changing income
Freelancers, contractors, founders, students, and side hustlers often cannot rely on a perfectly predictable pay cycle. Expected income has its own state and never becomes available money before it is received.
Built deliberately
The product favors explainable calculations, concise workflows, and fewer but better decisions. Investment trading, credit scoring, social feeds, and artificial financial advice are intentionally outside the initial scope.